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Personal Investments

LIRA

With the locked-in retirement account (LIRA) and the locked-in RRSP, you stay in control of the investments in your former employer’s pension plan. You can choose from a number of segregated funds and guaranteed interest accounts to help you achieve your retirement goals. You can also change your investment strategy along the way.

There are many benefits:

  • Deposits transferred from a pension plan.
  • Funds are tax-sheltered until withdrawal.
  • Flexibility to invest in guaranteed interest accounts or in segregated funds.