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Insurance Coverage

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Plan for your final expenses

Sudden death can create serious financial problems. With proper planning, you can make sure that, in the event of your death, your loved ones will be able to pay any outstanding debt or cover your funeral expenses.

Suggested products:
Golden Protection |  Golden Protection Deferred |  Golden Protection Plus |  Total Protection



Find insurance regardless of your health problems

Are health problems preventing you from getting life insurance? Time after time, insurance companies have turned down your application? You have had enough rejection to last you a lifetime. Don’t give up yet! Assumption Life has designed a life insurance to ensure financial security for your loved ones.

Suggested product:
Total Protection



Purchase coverage without having to undergo medical exams and blood tests

Your time is at a premium and you are looking for a quick and simple way to obtain coverage, with no medical exam or blood tests*? Look no further – we have a solution for you. These products are also ideal for anyone who, for medical or other reasons, may have difficulty purchasing life insurance at standard rates.

* Subject to certain limitations.

Our no-medical products:
InstaTerm and InstaTerm Deferred |  Golden Protection and Golden Protection Deferred |  Golden Protection Plus |  Total Protection |  FlexOptions (up to $249,999) | FlexTerm (up to $ 249,999) |  ParPlus (up to $249,999) |  Critical Protection.



Insure your children

As parents, you have countless day-to-day responsibilities that demand your full attention, so it’s not surprising that there’s little time left to think about buying life insurance for your children. But insuring them can make their lives a lot easier in many ways. Assumption Life’s specially designed youth products will allow your children, once they reach adulthood, to focus entirely on completing their studies and on launching their career without having to worry about life insurance. (And they’ll be grateful that you planned for their future!)

Suggested products:
Youth Plus |  ParPlus Junior



Leave an inheritance to your loved ones

Besides an inheritance, we all want to leave our heirs enough to cover our outstanding debts and funeral expenses. Assumption Life has a variety of life insurance products that will meet these needs and give you peace of mind.

Suggested products:
Golden Protection | Golden Protection Deferred |  Golden Protection Plus |  Total Protection



Get custom coverage for your new property

If you have a mortgage or other long-term loan, it’s important to protect your investment with the proper insurance coverage. You can get better options with an individual policy than you would through a group plan offered by your bank.

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Purchase life insurance with a savings component

Wish you could save for a specific purpose while at the same time obtaining life insurance? Assumption Life has an insurance product that generates dividends that can increase your cash flow, reduce your insurance costs, or be left to accumulate for an even larger payout! Certain dividend options may even offer tax-sheltered benefits. Assumption Life offers the same type of insurance for your children, giving them a head start on building financial security.

Suggested products:
ParPlus |  ParPlus Junior



Cover temporary needs

You may be looking to increase your coverage for temporary needs such as paying off a home or business mortgage, a car loan or to save or pay for your children’s education. Assumption Life has the solution. Our product gives you flexible, affordable term insurance, with guaranteed premiums in case of death or disability.

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Obtain insurance for your business

As an entrepreneur, you may want life insurance that provides coverage to meet significant needs in the event of your death, such as repayment of debts or major start-up costs, protection for a key employee or partner, or a purchase and sale agreement. Assumption Life offers a number of term life insurance products tailored to the specific needs of entrepreneurs.

Suggested products:
Flex Options | Flex Term |  InstaTerm



Make provision for a critical illness

A person’s world can be turned upside down in a split second when they are diagnosed with a critical illness. With critical illness coverage, an insured person who is diagnosed with one of the covered illnesses will receive a lump-sum benefit, to help cover any additional expenses during this difficult time. Assumption Life has a coverage designed to help us recover our health without seeing our financial health decline.

Suggested product:
Critical Protection



Make a bequest to a charitable organization

If you wish to make a gift to a charity from your estate, our life insurance products allow you to name the charitable organization of your choice as beneficiary.

Suggested products:
All our products offer this option.